Journal Transformation of Mandalika, e-ISSN: 2745-5882, p-ISSN: 2962-2956 https://ojs.cahayamandalika.com/index.php/jtm <p>Journal Transformation of Mandalika (JTM) e-ISSN 2745-5882 is a scientific journal that accepts articles for publication. Published every month since September 2020.</p> <div class="mangsud" style="position: absolute; left: -9999px; top: -9999px; width: 1px; height: 1px; overflow: hidden;"> <p><a href="https://janh.candle.or.id/">https://janh.candle.or.id/</a></p> <p><a href="https://www.monaldi-archives.org/">https://www.monaldi-archives.org/</a></p> <p><a href="https://iainkudus.id/">slot gacor</a></p> <p><a href="https://shiowlabet.com/">shiowla</a></p> <p><a href="https://rokokbetking.com/">rokokbet</a></p> <p><a href="https://rokokbetcoy.com/">rokokbet</a></p> <p><a href="https://pierreduterrail.vet/">rokokbet</a></p> <p><a href="https://rokokbetlink.com/">rokokbet</a></p> <p><a href="https://rokokbetteam.com/">rokokbet</a></p> <p><a href="https://ejournal.staiat-tahdzib.ac.id/">https://ejournal.staiat-tahdzib.ac.id/</a></p> </div> Institut Penelitian dan Pengembangan Mandalika Indonesia (IP2MI) en-US Journal Transformation of Mandalika, e-ISSN: 2745-5882, p-ISSN: 2962-2956 2962-2956 Analisis pengaruh penambahan shear wall terhadap kinerja struktur ruko pada proyek citraland sampali https://ojs.cahayamandalika.com/index.php/jtm/article/view/6830 <h1><a name="_Toc233584332"></a><em>The need for commercial buildings such as houses and shop-houses has increased significantly. This study aims to analyze the effect of adding a shear wall on the structural performance of a shop-house building in the Citraland Sampali Project. The problem is focused on comparing the structural response to seismic loads before and after adding a shear wall based on pushover analysis. To approach this problem, theoretical references from SNI 1726:2019 on seismic resistance planning for buildings and the ATC-40 method for determining structural performance levels were used. Data were collected through field observation, technical building data from the developer, and a literature review of related journals and theses, then analyzed quantitatively using SAP2000 software. The results show that the structure without a shear wall produced a maximum displacement of 0.177016 m in the X direction and 0.152827 m in the Y direction, with story drift values of 0.011494 and 0.009923, while the structure with a shear wall produced displacements of 0.130567 m and 0.133305 m, with story drift values of 0.00847 and 0.00865. Both models fall within the Immediate Occupancy (IO) performance level according to ATC-40. This study concludes that adding a shear wall significantly increases lateral stiffness, reduces deformation, and optimizes the seismic performance of the shop-house structure compared to without a shear wall.</em></h1> Toni Wili Simamora Hermansyah Copyright (c) 2026 Toni Wili Simamora, Hermansyah https://creativecommons.org/licenses/by-sa/4.0 2026-10-07 2026-10-07 7 10 1116 1127 10.36312/jtm.v7i10.6830 Pengaruh literasi keuangan dan gaya hidup terhadap pengelolaan keuangan mahasiswa (Studi Kasus Program Studi Administrasi Bisnis Universitas Almuslim) https://ojs.cahayamandalika.com/index.php/jtm/article/view/6506 <p>Personal financial management is an important competency for university students because the college period represents a transition toward greater independence in making economic decisions. Students are required to allocate limited financial resources to various needs, including education, food, transportation, communication, social activities, entertainment, and other personal necessities. Under these conditions, financial literacy and lifestyle are considered important factors that may influence students’ ability to plan, allocate, control, and evaluate their financial resources. This study aims to examine the effect of financial literacy and lifestyle, both partially and simultaneously, on the financial management of Business Administration students at Almuslim University. The research employed a quantitative approach using questionnaires as the primary data collection instrument and multiple linear regression analysis processed with SPSS 25. Based on the available statistical output, the regression equation is&nbsp;Y = 2.924 + 0.610X1 + 0.309X2. Financial literacy has a regression coefficient of 0.610 with a significance value of 0.000, while lifestyle has a coefficient of 0.309 with a significance value of 0.002. Therefore, both variables have statistically significant partial effects on students’ financial management. Simultaneously, financial literacy and lifestyle significantly affect students’ financial management, as indicated by an F-statistic of 74.351 and a significance value of 0.000. The Adjusted R Square value of 0.727 indicates that 72.7% of the variation in students’ financial management can be explained jointly by financial literacy and lifestyle, while the remaining 27.3% is explained by other factors outside the research model. The findings emphasize that strengthening students’ financial knowledge should be accompanied by the development of responsible lifestyle patterns and spending control.</p> Yuni Muliana Jamaluddin Umar Iskandar Copyright (c) 2026 Yuni Muliana, Jamaluddin, Umar Iskandar https://creativecommons.org/licenses/by-sa/4.0 2026-10-12 2026-10-12 7 10 1128 1138 10.36312/jtm.v7i10.6506