Ashari, N. A. I., and I. A. Kade R.K. “PENGARUH PENGGUNAAN E-MONEY, GAYA HIDUP, PENGENDALIAN DIRI TERHADAP PERILAKU KONSUMTIF MAHASISWA STIE SURAKARTA”. Journal Transformation of Mandalika, E-ISSN: 2745-5882, P-ISSN: 2962-2956 , Vol. 4, no. 5, June 2023, pp. 160-9, https://ojs.cahayamandalika.com/index.php/jtm/article/view/1632.